'I can afford the monthly payment': Ramit Sethi's car video runs eleven times past usual
His reaction to other people's car-buying mistakes passed 67,000 views in eighteen hours, and viewers answered with the old Hondas and Miatas they still drive.
Why this story? The video opened at a pace of 75,638 views a day, 11 times a normal first day on this channel (6,826).
Why Smart People Buy Cars They Can’t Afford
A new video from Ramit Sethi usually opens to something under 7,000 views on its first day. "Why Smart People Buy Cars They Can’t Afford" had passed 67,000 in eighteen hours, on course for about eleven times that.
The premise fits in one sentence from the description: "I can afford the monthly payment" is billed as one of the most expensive things a person can say. Sethi reacts to real car-buying mistakes and walks through the costs buyers leave out of the math. Clips from two other finance creators, Marina Mogilko and Humphrey Yang, are part of what he reacts to.
It is a natural subject for him. The channel's about text sums up his philosophy: spend extravagantly on what you love and cut costs mercilessly on what you don't. A car, for many people, is where those two halves collide.
The comment section has turned into a parking lot of paid-off vehicles. One viewer just cleared a Honda Odyssey loan months early. Another family has driven the same base-model Odyssey since paying cash for it in 2001. Several are attached to their Miatas, including one 27-year-old weekend car. A handful push back, saying they will pay more for a new car they plan to keep for fifteen years.
The channel had a busy few days anyway. Its podcast episode about a Brooklyn couple with $11 million in assets who still live month to month has been drawing a large audience since it went up, and the channel's daily views are running at nearly twice their usual level.
Published on Trari
What viewers say
We bought a new, base-model Honda Odyssey. We paid cash. That was in 2001. We still drive it.
@dustybeatSee it on YouTubeI love my 12 year old car with zero payment and low yearly cost to maintain
@rachelfledderman896See it on YouTubeI love my Miata - its a street legal go-kart.
Its also:
27 years old
Bought cash and cheap
My fun weekend car, not my daily driver (which is a Subaru hatchback)@austinklinger9199See it on YouTube
Public comments from the video's page on YouTube
- Channel
- I Will Teach You To Be Rich
- Subscribers
- 1,130,000
- Channel views, pace per day
- 197,734 (on a normal day: 106,586)
- Video published
- October 1, 2026
- Video views so far
- 67,624 (less than a day online)
- Video views, pace per day
- 75,638
The numbers
A short reaction video started far faster than this channel's uploads usually do, on a week when its long podcast episode was already busy.
💡 Test your knowledge
In which year was the first edition of Ramit Sethi's book I Will Teach You To Be Rich published?
The book first came out in 2009, and an updated second edition followed in 2019.


